* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
  font-family: Arial, Helvetica, sans-serif;
}

body {
  background: #ffffff;
  color: #333;
}

/* NAV */
.nav {
  border-bottom: 1px solid #e6e6e6;
  background: #fff;
}

.nav-inner {
  max-width: 1140px;
  margin: auto;
  padding: 16px 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.brand {
  font-size: 30px;
  font-weight: bold;
  color: #ee1c25;
}

.nav-cta {
  color: #004ecc;
  font-weight: bold;
  text-decoration: none;
}

/* HERO */
.hero {
  background: #f6f6f6;
  padding: 80px 20px;
}

.hero-inner {
  max-width: 760px;
  margin: auto;
  text-align: center;
}

.hero h1 {
  font-size: 38px;
  line-height: 1.25;
  margin-bottom: 20px;
}

.hero-sub {
  font-size: 18px;
  margin-bottom: 30px;
  color: #555;
}

.primary-btn {
  display: inline-block;
  background: #ee1c25;
  color: #fff;
  padding: 16px 34px;
  font-size: 18px;
  font-weight: bold;
  border-radius: 8px;
  text-decoration: none;
}

.primary-btn:hover {
  background: #c5171f;
}

.hero-note {
  margin-top: 15px;
  font-size: 14px;
  color: #777;
}

/* TRUST */
.trust-strip {
  background: #ffffff;
  border-bottom: 1px solid #eee;
}

.trust-inner {
  max-width: 900px;
  margin: auto;
  padding: 22px 20px;
  display: flex;
  justify-content: space-around;
  font-weight: bold;
  color: #004ecc;
}

/* HELP */
.help {
  padding: 70px 20px;
}

.help-inner {
  max-width: 1100px;
  margin: auto;
}

.help h2 {
  text-align: center;
  font-size: 32px;
  margin-bottom: 45px;
}

.help-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.help-card {
  background: #fff;
  border-radius: 10px;
  border: 1px solid #e5e5e5;
  padding: 28px;
}

.help-card h3 {
  color: #004ecc;
  margin-bottom: 10px;
}

/* REASSURANCE */
.reassurance {
  background: #f6f6f6;
  padding: 60px 20px;
}

.reassurance-inner {
  max-width: 720px;
  margin: auto;
  text-align: center;
}

.reassurance h2 {
  font-size: 30px;
  margin-bottom: 25px;
}

.reassurance ul {
  list-style: none;
}

.reassurance li {
  margin-bottom: 12px;
  font-size: 16px;
}

/* COMPLIANCE */
.compliance {
  background: #fff;
  padding: 30px 20px;
  text-align: center;
  font-size: 13px;
  color: #666;
  border-top: 1px solid #eee;
}

/* FOOTER */
.footer {
  padding: 18px;
  text-align: center;
  font-size: 14px;
  color: #777;
}

/* MOBILE */
@media (max-width: 768px) {
  .help-grid {
    grid-template-columns: 1fr;
  }

  .trust-inner {
    flex-direction: column;
    gap: 12px;
    text-align: center;
  }

  .hero h1 {
    font-size: 28px;
  }
}

.steps {
  padding: 70px 20px;
  background: #ffffff;
}

.steps-inner {
  max-width: 1000px;
  margin: auto;
  text-align: center;
}

.steps h2 {
  font-size: 32px;
  margin-bottom: 45px;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.step-box span {
  display: inline-block;
  background: #ee1c25;
  color: #fff;
  width: 42px;
  height: 42px;
  line-height: 42px;
  border-radius: 50%;
  font-weight: bold;
  margin-bottom: 15px;
}
@media(max-width:767px){
  .steps-grid{
    display: grid;
    grid-template-columns: repeat(1, 1fr) !important;
  }
}